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Redemption
24 mo
Max interest
12%
You buy a tax lien, not the house. The owner has 2 years to pay you back. You earn 12% interest a year. The bidding method is not documented. Sales are held on a schedule that varies by county.
Sale type
RPT Law 1110
https://www.nysenate.gov/legislation/laws/RPT/1110“Real property subject to a delinquent tax lien may be redeemed by payment to the enforcing officer”
Redemption
RPT Law 1110
https://www.nysenate.gov/legislation/laws/RPT/1110“The redemption period shall expire two years after lien date”
Interest
RPT Law 924-A
https://www.nysenate.gov/legislation/laws/RPT/924-A“the rate of interest prescribed by this subdivision shall in no event be less than twelve per centum per annum”
Bid method
RPT Law 1190
https://www.nysenate.gov/legislation/laws/RPT/1190“may continue to enforce the collection of delinquent taxes, including through the sale of tax liens, pursuant to a county charter, city charter, administrative code”
Sale timing
RPT Law 1190
https://www.nysenate.gov/legislation/laws/RPT/1190“At least thirty days prior to the date on which a sale of delinquent tax liens is scheduled to occur”
Enforced by in rem foreclosure (RPT 1120 et seq.). | Prose: lien | interest not less than 12% per annum (added per month or fraction) on delinquent taxes | 2 years after lien date (extendable/reducible by county roll or notice) | varies by county | varies by county
Enforced by in rem foreclosure (RPT 1120 et seq.).
| County | FIPS | Platform | Health |
|---|---|---|---|
| Albany County | 36001 | — | not_started |
| Allegany County | 36003 | — | not_started |
| Bronx County | 36005 | — | not_started |
| Broome County | 36007 | — | not_started |
| Cattaraugus County | 36009 | — | not_started |
| Cayuga County | 36011 | — | not_started |
| Chautauqua County | 36013 | — | not_started |
| Chemung County | 36015 | — | not_started |
| Chenango County | 36017 | — | not_started |
| Clinton County | 36019 | — | not_started |
| Columbia County | 36021 | — | not_started |
| Cortland County | 36023 | — | not_started |
| Delaware County | 36025 | — | not_started |
| Dutchess County | 36027 | — | not_started |
| Erie County | 36029 | — | not_started |
| Essex County | 36031 | — | not_started |
| Franklin County | 36033 | — | not_started |
| Fulton County | 36035 | — | not_started |
| Genesee County | 36037 | — | not_started |
| Greene County | 36039 | — | not_started |
| Hamilton County | 36041 | — | not_started |
| Herkimer County | 36043 | — | not_started |
| Jefferson County | 36045 | — | not_started |
| Kings County | 36047 | — | not_started |
| Lewis County | 36049 | — | not_started |
| Livingston County | 36051 | — | not_started |
| Madison County | 36053 | — | not_started |
| Monroe County | 36055 | — | not_started |
| Montgomery County | 36057 | — | not_started |
| Nassau County | 36059 | — | not_started |
| New York County | 36061 | — | not_started |
| Niagara County | 36063 | — | not_started |
| Oneida County | 36065 | — | not_started |
| Onondaga County | 36067 | — | not_started |
| Ontario County | 36069 | — | not_started |
| Orange County | 36071 | — | not_started |
| Orleans County | 36073 | — | not_started |
| Oswego County | 36075 | — | not_started |
| Otsego County | 36077 | — | not_started |
| Putnam County | 36079 | — | not_started |
| Queens County | 36081 | — | not_started |
| Rensselaer County | 36083 | — | not_started |
| Richmond County | 36085 | — | not_started |
| Rockland County | 36087 | — | not_started |
| Saratoga County | 36091 | — | not_started |
| Schenectady County | 36093 | — | not_started |
| Schoharie County | 36095 | — | not_started |
| Schuyler County | 36097 | — | not_started |
| Seneca County | 36099 | — | not_started |
| St. Lawrence County | 36089 | — | not_started |
| Steuben County | 36101 | — | not_started |
| Suffolk County | 36103 | RealAuction | not_started |
| Sullivan County | 36105 | — | not_started |
| Tioga County | 36107 | — | not_started |
| Tompkins County | 36109 | — | not_started |
| Ulster County | 36111 | — | not_started |
| Warren County | 36113 | — | not_started |
| Washington County | 36115 | — | not_started |
| Wayne County | 36117 | — | not_started |
| Westchester County | 36119 | — | not_started |
| Wyoming County | 36121 | — | not_started |
| Yates County | 36123 | — | not_started |