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Redemption
24 mo
Max interest
14%
You buy a tax lien, not the house. The owner has 2 years to pay you back. You earn 14% interest a year. The bidding method is not documented. Sales are held once a year, typically in December.
Sale type
N.H. Rev. Stat. Ann. § 80:61
https://gc.nh.gov/rsa/html/V/80/80-61.htm“The collector shall execute to the municipality, county or state only a 100 percent common and undivided interest in the property and no portion thereof shall be executed in severalty by metes and bounds”
Redemption
N.H. Rev. Stat. Ann. § 80:76
https://gc.nh.gov/rsa/html/V/80/80-76.htm“The collector, after 2 years from the execution of the real estate tax lien, shall execute to the lienholder a deed of the land subject to the real estate tax lien and not redeemed”
Interest
N.H. Rev. Stat. Ann. § 80:69
https://gc.nh.gov/rsa/html/V/80/80-69.htm“with interest at 14 percent per annum upon the whole amount of the recorded lien from the date of execution to the time of payment in full”
Bid method
N.H. Rev. Stat. Ann. § 80:63
https://gc.nh.gov/rsa/html/V/80/80-63.htm“only a municipality or county where the property is located or the state may acquire a tax lien against land and buildings for unpaid taxes”
Sale timing
N.H. Rev. Stat. Ann. § 80:59
https://gc.nh.gov/rsa/html/V/80/80-59.htm“in case all taxes against the owner shall not be paid in full on or before December 1 next after its assessment”
Town/city executes tax lien to itself (RSA 80:58-86), 14%/yr redemption interest (RSA 80:69); collector deed to municipality after 2 years. | Prose: municipal tax lien (municipal foreclosure) | 14% per annum on the recorded lien from date of execution to payment (RSA 80:69) | 2 years from execution of the real estate tax lien (RSA 80:76) | n/a - only the municipality, county, or state may acquire the tax lien; no competitive investor auction (RSA 80:63) | after December 1 following assessment (lien executed after Dec 1)
Town/city executes tax lien to itself (RSA 80:58-86), 14%/yr redemption interest (RSA 80:69); collector deed to municipality after 2 years.
| County | FIPS | Platform | Health |
|---|---|---|---|
| Belknap County | 33001 | — | not_started |
| Carroll County | 33003 | — | not_started |
| Cheshire County | 33005 | — | not_started |
| Coos County | 33007 | — | not_started |
| Grafton County | 33009 | — | not_started |
| Hillsborough County | 33011 | — | not_started |
| Merrimack County | 33013 | — | not_started |
| Rockingham County | 33015 | — | not_started |
| Strafford County | 33017 | — | not_started |
| Sullivan County | 33019 | — | not_started |