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Redemption
36 mo
Max interest
1%
You buy a tax lien, not the house. The owner has 3 years from recording to pay you back. Bidding drives the rate down, and you earn up to 1% a month. You win by offering the lowest interest rate. Sales are held once a year, typically in May.
Sale type
La. R.S. 47:2155
https://www.legis.la.gov/legis/Law.aspx?d=631551“a tax lien certificate in favor of the winning bidder or, if no bidder, in favor of the political subdivision”
Redemption
La. R.S. 47:2266.1(A)(1)
https://www.legis.la.gov/legis/Law.aspx?d=1388659“Upon the expiration of the later of three years from recordation of the tax lien certificate”
Interest
La. R.S. 47:2153(A); La. R.S. 47:2154(D)
https://www.legis.la.gov/legis/Law.aspx?d=631545“in order to terminate, you will be required to pay the delinquent obligation, which includes the five percent (5%) penalty, and interest not to exceed the rate of one percent (1%) per month on a noncompounding basis”
Bid method
La. R.S. 47:2154(D)
https://www.legis.la.gov/legis/Law.aspx?d=631549“The auction shall be conducted by competitive bid. The subject of the competitive bidding shall be the monthly rate at which interest will accrue on the face value of the tax lien certificate following its issuance.”
Sale timing
La. R.S. 47:2154(A)(1)
https://www.legis.la.gov/legis/Law.aspx?d=631549“The tax collector shall advertise for sale by public auction the tax lien on or before May first of the year following the year in which the taxes were assessed”
Act 774 (2024): tax sale/redemption replaced by tax lien/termination effective Jan 1, 2026. | Prose: lien | 5% penalty plus interest at the winning bid rate (max 1%/mo, noncompounding; floor 0.7%/mo) | 3 years (enforcement only after 3 years from recordation) | competitive bid-down of the monthly interest rate (max 1%/mo down to floor 0.7%/mo) | on or before May 1
Act 774 (2024): tax sale/redemption replaced by tax lien/termination effective Jan 1, 2026.
| County | FIPS | Platform | Health |
|---|---|---|---|
| Acadia Parish | 22001 | — | not_started |
| Allen Parish | 22003 | — | not_started |
| Ascension Parish | 22005 | — | not_started |
| Assumption Parish | 22007 | — | not_started |
| Avoyelles Parish | 22009 | — | not_started |
| Beauregard Parish | 22011 | — | not_started |
| Bienville Parish | 22013 | — | not_started |
| Bossier Parish | 22015 | Bid4Assets | not_started |
| Caddo Parish | 22017 | — | not_started |
| Calcasieu Parish | 22019 | Bid4Assets | not_started |
| Caldwell Parish | 22021 |
| — |
| not_started |
| Cameron Parish | 22023 | — | not_started |
| Catahoula Parish | 22025 | — | not_started |
| Claiborne Parish | 22027 | — | not_started |
| Concordia Parish | 22029 | — | not_started |
| De Soto Parish | 22031 | — | not_started |
| East Baton Rouge Parish | 22033 | Bid4Assets | not_started |
| East Carroll Parish | 22035 | — | not_started |
| East Feliciana Parish | 22037 | — | not_started |
| Evangeline Parish | 22039 | — | not_started |
| Franklin Parish | 22041 | — | not_started |
| Grant Parish | 22043 | — | not_started |
| Iberia Parish | 22045 | — | not_started |
| Iberville Parish | 22047 | RealAuction | not_started |
| Jackson Parish | 22049 | — | not_started |
| Jefferson Davis Parish | 22053 | — | not_started |
| Jefferson Parish | 22051 | — | not_started |
| LaSalle Parish | 22059 | — | not_started |
| Lafayette Parish | 22055 | — | not_started |
| Lafourche Parish | 22057 | Bid4Assets | not_started |
| Lincoln Parish | 22061 | — | not_started |
| Livingston Parish | 22063 | — | not_started |
| Madison Parish | 22065 | — | not_started |
| Morehouse Parish | 22067 | — | not_started |
| Natchitoches Parish | 22069 | — | not_started |
| Orleans Parish | 22071 | — | not_started |
| Ouachita Parish | 22073 | Bid4Assets | not_started |
| Plaquemines Parish | 22075 | — | not_started |
| Pointe Coupee Parish | 22077 | — | not_started |
| Rapides Parish | 22079 | — | not_started |
| Red River Parish | 22081 | — | not_started |
| Richland Parish | 22083 | — | not_started |
| Sabine Parish | 22085 | — | not_started |
| St. Bernard Parish | 22087 | — | not_started |
| St. Charles Parish | 22089 | — | not_started |
| St. Helena Parish | 22091 | — | not_started |
| St. James Parish | 22093 | — | not_started |
| St. John the Baptist Parish | 22095 | — | not_started |
| St. Landry Parish | 22097 | — | not_started |
| St. Martin Parish | 22099 | — | not_started |
| St. Mary Parish | 22101 | — | not_started |
| St. Tammany Parish | 22103 | — | not_started |
| Tangipahoa Parish | 22105 | Bid4Assets | not_started |
| Tensas Parish | 22107 | — | not_started |
| Terrebonne Parish | 22109 | — | not_started |
| Union Parish | 22111 | — | not_started |
| Vermilion Parish | 22113 | Bid4Assets | not_started |
| Vernon Parish | 22115 | Bid4Assets | not_started |
| Washington Parish | 22117 | Bid4Assets | not_started |
| Webster Parish | 22119 | — | not_started |
| West Baton Rouge Parish | 22121 | Bid4Assets | not_started |
| West Carroll Parish | 22123 | — | not_started |
| West Feliciana Parish | 22125 | — | not_started |
| Winn Parish | 22127 | — | not_started |