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Redemption
12 mo
Max interest
12%
You buy a tax lien, not the house. The owner has 1 year to pay you back. You earn 12% interest a year. The bidding method is not documented. Sales are held on a schedule that varies by county.
Sale type
KRS 134.490(3)(b); KRS 134.420
https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=57927“A statement that the certificate of delinquency is a lien of record against the property for which delinquent taxes are owed”
Redemption
KRS 134.490(2); KRS 134.546
https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=57927“Anytime after the expiration of the one (1) year tolling period established by KRS 134.546, the third-party purchaser may institute an action to collect the amount due on a certificate of delinquency.”
Interest
KRS 134.125(1)
https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=28383“A certificate of delinquency or personal property certificate of delinquency shall bear simple interest at twelve percent (12%) per annum.”
Bid method
KRS 134.128(2)(d)
https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=56172“Establish a process to be used by county clerks in determining the order in which interested third-party purchasers may select and pay available certificates of delinquency at the annual sale.”
Sale timing
KRS 134.128(2)(a)
https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=56172“The department may stagger the schedule so that sales are conducted on different dates and times in different counties.”
Certificates of delinquency (liens); KRS 134.128. | Prose: lien | 12% per annum simple interest | 1 year (tolling period before enforcement) | n/a (fixed face-value price; certificates allocated by priority/order, not bid) | varies by county
Certificates of delinquency (liens); KRS 134.128.
| County | FIPS | Platform | Health |
|---|---|---|---|
| Adair County | 21001 | — | not_started |
| Allen County | 21003 | — | not_started |
| Anderson County | 21005 | — | not_started |
| Ballard County | 21007 | — | not_started |
| Barren County | 21009 | — | not_started |
| Bath County | 21011 | — | not_started |
| Bell County | 21013 | — | not_started |
| Boone County | 21015 | — | not_started |
| Bourbon County | 21017 | — | not_started |
| Boyd County | 21019 | — | not_started |
| Boyle County | 21021 | — | not_started |
| Bracken County |
| 21023 |
| — |
| not_started |
| Breathitt County | 21025 | — | not_started |
| Breckinridge County | 21027 | — | not_started |
| Bullitt County | 21029 | — | not_started |
| Butler County | 21031 | — | not_started |
| Caldwell County | 21033 | — | not_started |
| Calloway County | 21035 | — | not_started |
| Campbell County | 21037 | — | not_started |
| Carlisle County | 21039 | — | not_started |
| Carroll County | 21041 | — | not_started |
| Carter County | 21043 | — | not_started |
| Casey County | 21045 | — | not_started |
| Christian County | 21047 | — | not_started |
| Clark County | 21049 | — | not_started |
| Clay County | 21051 | — | not_started |
| Clinton County | 21053 | — | not_started |
| Crittenden County | 21055 | — | not_started |
| Cumberland County | 21057 | — | not_started |
| Daviess County | 21059 | — | not_started |
| Edmonson County | 21061 | — | not_started |
| Elliott County | 21063 | — | not_started |
| Estill County | 21065 | — | not_started |
| Fayette County | 21067 | — | not_started |
| Fleming County | 21069 | — | not_started |
| Floyd County | 21071 | — | not_started |
| Franklin County | 21073 | — | not_started |
| Fulton County | 21075 | — | not_started |
| Gallatin County | 21077 | — | not_started |
| Garrard County | 21079 | — | not_started |
| Grant County | 21081 | — | not_started |
| Graves County | 21083 | — | not_started |
| Grayson County | 21085 | — | not_started |
| Green County | 21087 | — | not_started |
| Greenup County | 21089 | — | not_started |
| Hancock County | 21091 | — | not_started |
| Hardin County | 21093 | — | not_started |
| Harlan County | 21095 | — | not_started |
| Harrison County | 21097 | — | not_started |
| Hart County | 21099 | — | not_started |
| Henderson County | 21101 | — | not_started |
| Henry County | 21103 | — | not_started |
| Hickman County | 21105 | — | not_started |
| Hopkins County | 21107 | — | not_started |
| Jackson County | 21109 | — | not_started |
| Jefferson County | 21111 | — | not_started |
| Jessamine County | 21113 | — | not_started |
| Johnson County | 21115 | — | not_started |
| Kenton County | 21117 | — | not_started |
| Knott County | 21119 | — | not_started |
| Knox County | 21121 | — | not_started |
| Larue County | 21123 | — | not_started |
| Laurel County | 21125 | — | not_started |
| Lawrence County | 21127 | — | not_started |
| Lee County | 21129 | — | not_started |
| Leslie County | 21131 | — | not_started |
| Letcher County | 21133 | — | not_started |
| Lewis County | 21135 | — | not_started |
| Lincoln County | 21137 | — | not_started |
| Livingston County | 21139 | — | not_started |
| Logan County | 21141 | — | not_started |
| Lyon County | 21143 | — | not_started |
| Madison County | 21151 | — | not_started |
| Magoffin County | 21153 | — | not_started |
| Marion County | 21155 | — | not_started |
| Marshall County | 21157 | — | not_started |
| Martin County | 21159 | — | not_started |
| Mason County | 21161 | — | not_started |
| McCracken County | 21145 | — | not_started |
| McCreary County | 21147 | — | not_started |
| McLean County | 21149 | — | not_started |
| Meade County | 21163 | — | not_started |
| Menifee County | 21165 | — | not_started |
| Mercer County | 21167 | — | not_started |
| Metcalfe County | 21169 | — | not_started |
| Monroe County | 21171 | — | not_started |
| Montgomery County | 21173 | — | not_started |
| Morgan County | 21175 | — | not_started |
| Muhlenberg County | 21177 | — | not_started |
| Nelson County | 21179 | — | not_started |
| Nicholas County | 21181 | — | not_started |
| Ohio County | 21183 | — | not_started |
| Oldham County | 21185 | — | not_started |
| Owen County | 21187 | — | not_started |
| Owsley County | 21189 | — | not_started |
| Pendleton County | 21191 | — | not_started |
| Perry County | 21193 | — | not_started |
| Pike County | 21195 | — | not_started |
| Powell County | 21197 | — | not_started |
| Pulaski County | 21199 | — | not_started |
| Robertson County | 21201 | — | not_started |
| Rockcastle County | 21203 | — | not_started |
| Rowan County | 21205 | — | not_started |
| Russell County | 21207 | — | not_started |
| Scott County | 21209 | — | not_started |
| Shelby County | 21211 | — | not_started |
| Simpson County | 21213 | — | not_started |
| Spencer County | 21215 | — | not_started |
| Taylor County | 21217 | — | not_started |
| Todd County | 21219 | — | not_started |
| Trigg County | 21221 | — | not_started |
| Trimble County | 21223 | — | not_started |
| Union County | 21225 | — | not_started |
| Warren County | 21227 | — | not_started |
| Washington County | 21229 | — | not_started |
| Wayne County | 21231 | — | not_started |
| Webster County | 21233 | — | not_started |
| Whitley County | 21235 | — | not_started |
| Wolfe County | 21237 | — | not_started |
| Woodford County | 21239 | — | not_started |